10 Steps to Prepare You for the Process of Buying

Buying a house may be the most complicated financial process of your entire life. Luckily, we’ve broken it down into 10 straightforward steps:

1. Are you ready to become a homeowner?

Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of Team DeSena who are reliable professionals.

2. Get a Realtor®

Between the forms, financing, inspections, marketing, pricing, and negotiating, it only makes sense to work with a professional who knows the community and much more. Team DeSena is your local Realtor and we serve your area. We look forward to finding your next home. We are here to guide you every step of the way.

3. Get a mortgage pre-approval

Most first-time buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search. We have several lenders we can recommend to you.

4. Look at homes

A quick search on our site www.VivaHomeVegas.com will bring up thousands of homes for sale.  Educating yourself on your local market and working with our experienced Realtors can help you narrow your priorities and make an informed decision about which home to choose.

5. Choose a home

While no one can know for sure what will happen to housing values, if you choose to buy a home that meets your needs and priorities, you’ll be happy living in it for years to come.

6. Get funding

The cost of financing your home purchase is usually greater than the price of the home itself (after interest, closing costs, and taxes are added). Get as much information as possible regarding your mortgage options and other costs. That is why having a one-on-one consultation with your lender is so important.

7. Make an offer

While much attention is paid to the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value—or additional costs—for buyers. As your Realtor we are committed to helping you get the most for your dollar.

8. Get insurance

No sensible car owner would drive without insurance, so it figures that no homeowner should be without insurance, either. Real estate insurance protects owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime. Along with a home warranty for added protection and piece of mind.

9. Closing

The closing process, which in different parts of the country is also known as “settlement” or “escrow,” is increasingly computerized and automated. In practice, closings bring together a variety of parties who are part of the real estate transaction. The escrow officer is a neutral party and will follow the contract to the letter.

10. What’s next?

You’ve done it. You’ve looked at properties, made an offer, obtained financing, and gone to closing. The home is yours. Is there any more to the home-buying process? Whether you’re a first-time buyer or a repeat buyer, you’ll always want your Realtor there to assist you from beginning to end.
Most of all, keep calm and let’s find you that home! We are the key, please allow us to help you open the door to your new home. Call us (702) 832-0229 or contact us online for a Free Consultation 

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